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Monthly Archives: August 2015

Tips for Paying Off Student Loans

Student loans are a bane to every professional’s existence, as the debt can seem overwhelming and like a never-ending problem.  Many obstacles that individuals face can allow their student loans to reach gigantic proportions.  However, by preparing a financial plan and following some relatively easy guidelines, any person can start the process of replaying their…
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What’s the Best Option: Chapter 7 or Chapter 13

Filing for bankruptcy can be a terrifying and overwhelming process.  The amount of information available while abundant is also confusing to most people.  When going through the various bankruptcy steps, the first thing an individual needs to decide is if they will be filing for Chapter 7 bankruptcy or Chapter 13.  While these two common…
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Rebuilding Credit After Bankruptcy

While filing for bankruptcy is not an ideal option for most consumers, it can sometimes be the most financially sound decision a debtor can make.  One of the biggest concerns is that filing for bankruptcy can have a negative effect on an individual’s credit score, and while that is true (a bankruptcy will stay on…
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A Brief Overview of Zombie Foreclosures

Zombie foreclosures are properties that are vacant and in foreclosure.  According to Realty Trac, there are currently around 302,000 of these properties.  This particular type of foreclosure is troublesome not just to the homeowner and maybe even mortgage holder, but they are also terrible for the community.  Properties like these tend to bring down the…
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