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What Is a 341 Meeting?

Upon filing for bankruptcy, part of the process will include what’s called a “341 meeting” which is essentially another name for a meeting of creditors. That number is specifically for Bankruptcy Code purposes. A 341 meeting must take place no earlier than 21 days...

The Costs of Bankruptcy

Perhaps the biggest cost involved in bankruptcy is the emotional one, but there are also financial costs that are required if you’re planning on filing for bankruptcy. When you’re already dealing with a bankruptcy situation, the last thing you want to think about is...

Developing a Family Budget

If you managed to successfully file for bankruptcy, you are now in a great position to start with a clean slate and make better financial decisions.  To avoid falling into the same or similar patterns as you did before, you’ll want to make the transition towards...

Better Financial Habits to Consider

Adopting a healthier financial lifestyle requires discipline and it can be a challenge.  After all, it’s very tempting to just swipe your debit or credit card only to realize that you’re now in a significant amount of debt.  Being aware and learning from the following...

A Financial Spring Cleaning

With the spring season in full swing, now is a great time to think about cleaning.  While you may be thinking about maybe cleaning your garage or working on the yard, your finances can probably also use some tidying up.  A spring financial clean up is a great time to...

Credit Cards and Post Bankruptcy

Filing for bankruptcy will result in a major dent on your credit score, but it doesn’t mean you can never apply for a credit card again.  Yes, receiving approval will be considerably harder, but the policies vary by lender and each creditor has its factors that...

Listing of Therapy Research Paper Topics

Some learners have trouble with every phase of writing a speech or an essay, to arranging a top level view from doing research, from publishing the release to in conclusion. Individuals that are additional only have a problem with onestep: selecting a topic. After...

Tips for Tax Season

The deadline for filing your 2015 taxes is right around the corner, on April 18.  This period can be stressful, and it’s further exacerbated if you’re planning on filing for bankruptcy.  You’ll definitely want to make sure you file on time, especially if your plans...

Living Within Your Means

It’s very easy to become competitive.  If you happen to have friends or neighbors that like to brag about their yearly vacations, their new state of the art audio system, or their lavish wedding, you may be tempted to try and live up to this standard.  Attempting to...